Your Journey to Homeownership Starts Here

Specializing in VA Loans for Veterans and Their Families

Veteran Owned Veteran Focused

Ready to find your perfect home? VA loans offer incredible benefits like $0 down payment, low-interest rates, and flexible credit requirements—making homeownership more accessible than ever. Whether you’re a Veteran, active-duty service member, or looking to take advantage of these benefits, we’re here to help you every step of the way. Take the first step today and discover how easy it can be to secure your home loan.

Veteran-Focused, Homeownership Made Simple

Our deep expertise in the mortgage market, especially with VA loans, ensures that we uncover financing options tailored to meet the unique needs of Veterans and active-duty service members—options that big banks often overlook. At Greater Mortgage Solutions, we take pride in helping those who have served by navigating the ever-changing market with precision. Through every economic shift, we provide unwavering guidance and support, making homeownership a seamless and rewarding experience for our clients.

OPENING HOURS!

Weekday : 9:00 am to 5:00 pm

Consultation


Discuss your needs and financial goals with our experts.

Application


Complete a simple application to start the financing process.

Closing


Finalize your mortgage and receive the keys to your new home!

Your Partner in Homeownership: Tailored VA Loan Solutions for Veterans and Their Families

At Greater Mortgage Solutions, we understand that home is where your family’s story begins. That’s why we’re more than just mortgage brokers—we’re proud partners in helping Veterans and their families achieve the dream of homeownership. Whether you’re buying your first home or looking to upgrade, we’re here to provide exceptional service and personalized loan options designed to fit your unique needs. Trust Greater Mortgage Solutions to make your journey to homeownership smooth, stress-free, and tailored for those who’ve served.

Experience Fast and Seamless Loan Approval

VA Loans

VA loans offer veterans, active-duty service members, and eligible surviving spouses an excellent opportunity to own a home with no down payment and lower closing costs. These loans are designed to make homeownership more accessible for those who have served our country.

✅ Fast, Easy Approval : Get funds quickly to secure your new home with minimal hassle.

✅ Tailored Solutions: Personalized loan options that fit your unique financial needs.

✅ Expert Guidance: Dedicated support to navigate the VA loan process seamlessly.

Testimonials

Lupita V.

Gene answered all my questions. Pleasure to work with and helped me feel at ease throughout the whole process. Will definitely recommend.

Alejandra A .

This is my second time working with GMS and it was excellent. Communication is huge with Gene and staff which helped alleviate any stress involved. We are very happy with our home and the entire process.

Solomon P.

I was the seller on a deal and Gene helped the buyer secure a loan which was proving to be a significant challenge. Gene got it done and furthermore he got it done during COVID!!! Seriously if you can close a deal during COVID you are the wizard! Thank you, Gene!

Frequently Asked Questions

What is the difference between a fixed-rate and an adjustable-rate mortgage?

A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.

How do I know how much I can borrow?

Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.

What documents do I need to apply for a mortgage?

Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.

How long does the mortgage approval process take?

The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.

Call

805-448-7101

Address

1112 S. Broadway

Santa Maria, Ca. 93454

NMLS 289430 / DRE 01321588

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